|(NOTE: Files in PDF format will require the Adobe Acrobat Reader.
If you do not have Acrobat, you can
download a free copy from Adobe.)
|Besides the application itself, the paper application
package includes other forms and inserts that are designed to provide instruction
and to help you make an informed decision. The following hyperlinks
contain additional information about consolidating your federal education
loans and additional forms that you may need, depending on your individual
situation. Please review this list carefully.
Dear Borrower Letter
||We have prepared a cover letter (Dear Borrower Letter) to help
guide you through the package content.
|Application and Promissory Note
||The form that you will need to complete (online or in paper) and submit to apply for
a Direct Consolidation Loan. The application also includes your Borrower’s Rights and Responsibilities.
Application and Promissory Note
||Find helpful, line-by-line, guidance and tips-a "must"
when you actually complete your application.
Additional Loan Listing Sheet
||Use this form if all of your loans do not fit into the space
provided on your Application/Promissory Note.
Repayment Plan Selection
||Complete this form to select your repayment plan when you are applying for
a Direct Consolidation Loan. (NOTE: For your information only, a Repayment Plan Choices insert
is also provided to help you decide which plan to select. This insert does not need to be
returned to us.)
|Request for Transcript of Tax Return
||Complete this form only if you have chosen to repay your consolidation loan under the Income Contingent Repayment (ICR)
Plan or the Income-Based Repayment (IBR) Plan, AND you do not have recently filed federal tax returns available to you AND choose not to submit
your income to us using the previously received "Alternative Documentation of Income form".
||This document shows the address where you should mail your application and promissory
note and other forms related to your consolidation application.
Request to Add a Loan to an Existing Federal Direct Consolidation Loan
||Complete this form within 180-days from the date of the first
disbursement of the consolidation loan to add any additional eligible loans
to your existing consolidation loan. You must complete a new application for
any loans added after 180-days.
Loan Verification Certificate
||(This form is used ONLY by banks, lending
institutions, or schools.)