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IMPORTANT NOTE: The U.S. Department of Education (ED) has implemented a new Direct Consolidation Loan application process. This may affect customers' use of this site.

As a result of implementing the new Direct Consolidation Loan application process, ED is in the process of disabling links and functions on this site. However, in this area, you can still certify and arrange for electronic payoff for loans included in an application submitted through the Direct Consolidation Loan process that ED is phasing out.

Below is information to guide loan holder customers who assist borrowers in determining if they should use this site.

  • If a borrower has not yet applied for a Direct Consolidation Loan and wants to do so, the borrower must use the new process on StudentLoans.gov to apply for a Direct Consolidation Loan. Advise the borrower to go to www.StudentLoans.gov and sign in to begin the new consolidation process.

  • If a borrower applied for a Direct Consolidation Loan via this site before May 18, 2014 and received notice that it was necessary to cancel his or her application, the borrower must use the new process on StudentLoans.gov to apply for a Direct Consolidation Loan. Advise the borrower to go to www.StudentLoans.gov and sign in to begin the new consolidation process.

  • If a borrower applied for a Direct Consolidation Loan via this site before May 18, 2014 and did not receive an application cancellation notice,, the borrower may complete certain post-application activities on this site's Post-Application Activities page.
ED appreciates your understanding as it transitions to the new Direct Consolidation Loan process.

Welcome Loan Holders!

Whether you are a loan holder or servicer, you will find what you need to know about Direct Consolidation Loans here. If you don't find it here, Ask Us.


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Go to Log on to Electronic Verification Certification Services Online!

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