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What is the Consolidation Process?
How Do I Certify Loan Verification Certificates?
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How Do I Certify Loan Verification Certificates?

Click here to access the Federal Direct Consolidation Loan Verification Certificate for step by step instructions for filling out paper loan verification certificates (LVC).

Click here to logon to Electronic Verification Certification (EVC) Services Online and access the EVC User Manual for instructions on electronic exchange of LVC data.

If you have any questions regarding the processing of loan verification certificates, please contact Loan Holder Services at 1-888-799-2474, Monday through Friday from 8:00 AM to 5:00 PM Eastern Time.

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Federal Regulations require that an LVC must be completed and returned within 10 business days of the date received to the address provided below.

U.S. Department of Education
Consolidation Department
P.O. Box 210219
Montgomery, AL 36121-0219

Note: When the consolidation process is complete, a loan holder will receive payment for the sum of principal, interest, and allowable collection costs and fees. A guarantor will receive payment for allowable collection costs and fees. However, a guarantor's principal and interest balances will be accounted for with a SF-1081 form from Treasury.

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