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Welcome Applicants!

IMPORTANT NOTE: The U.S. Department of Education (ED) has implemented a new Direct Consolidation Loan application process. This may affect customers' use of this site.

As a result of implementing the new Direct Consolidation Loan application process, ED is in the process of disabling links and functions on this site. Below is information to guide you in determining if you should use this site.

  • If you have not yet applied for a Direct Consolidation Loan and want to do so, you must use the new process on StudentLoans.gov to apply for a Direct Consolidation Loan. Go to www.StudentLoans.gov and sign in to begin the new consolidation process.

  • If you applied for a Direct Consolidation Loan via this site before May 18, 2014 and you received notice that it was necessary to cancel your application, you must use the new process on StudentLoans.gov to apply for a Direct Consolidation Loan. Go to www.StudentLoans.gov and sign in to begin the new consolidation process.

  • If you applied for a Direct Consolidation Loan via this site before May 18, 2014 and you did not receive an application cancellation notice, you may complete certain post-application activities on this site's Post-Application Activities page.

ED appreciates your understanding as it transitions to the new Direct Consolidation Loan process.

You may be able to combine your existing Federal education loans into one new consolidated loan that offers several advantages. Click on “Borrower Info” topics to the left for more information about advantages of consolidation.

Here you will find what borrowers need to know about Direct Consolidation Loans. If you don't find it here, Ask Us.


Income-Based Repayment (IBR) Plan Available!

If you would like eligibility information or to take advantage of this repayment option, Click Here for more information.

Post-Application Activities!

You can check the status of your application, retrieve your submitted E-signed Promissory Note, application data, and other information.

WARNING: Any person who knowingly makes a false statement or misrepresentation on this form shall be subject to penalties which may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097.


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